Adequate insurance protection is especially important when you own rental property. After all, you’re entrusting someone else to live in your building and treat it the same way you would, yet you are potentially liable for losses caused by inclement weather, vandalism and a number of other perils. An FHG dwelling fire policy covers the dwelling and limited coverage is available for other structures (i.e. garages). Rental value and dwelling owner's personal property coverage can be added as well. 
 
Available in Arizona, California, Minnesota, Nevada, Utah and Washington.